Billing, POS and collections for growing businesses

Bill, collect and ship. Free to start.

Tax invoices for business and cash customers, POS for walk-ins, QR codes and SMS payment links that apply themselves, credit notes and refunds, and shipping through an integrated partner. When you're ready to sell bigger, it grows into Terrapin CRM with every record intact.

Live bill journey0:00
Hardware store · Pune
    Bill to paid48 s
    Typed twiceNothing
    MatchedInstantly
    • FreeFor one user and one location
    • SecondsTo bill a walk-in customer at the POS
    • QR + SMSPayments applied to the invoice automatically
    • LinkedCredit notes and refunds tied to the original bill
    • BookedShipments with an integrated partner, tracked
    • GrowsInto Terrapin CRM with no data to move

    Bill journeys above are illustrative examples. Timings depend on your set-up and payment partners.

    The problem

    Billing isn't the hard part. Getting paid is.

    Most small and mid-size businesses can raise a bill. The money slips away in what happens next.

    Counter

    Queues at the counter

    Bills written by hand or typed into a desktop tool, change counted, and the customer waits.

    With TerrapinPOS billing in seconds, paid by UPI QR, with the receipt on the customer's phone.

    Dues

    Credit customers pay late

    Balances are chased by phone, and nobody is sure which payment belongs to which bill.

    With TerrapinEvery invoice carries a QR code and an SMS payment link, and the payment lands on that invoice.

    Returns

    Returns and refunds get messy

    Credit notes are written separately, refunds are promised on WhatsApp, and the books never quite match.

    With TerrapinCredit notes and refunds are raised against the original bill, with a trail.

    Dispatch

    Couriers booked by phone

    Parcels go with whoever picks up, and customers call to ask where their order is.

    With TerrapinPacking tracked and shipments booked through an integrated partner, with tracking on the bill.

    The solution

    Everything from the bill to the bank, in one place

    Invoices, POS, payments, credit notes, refunds and shipping share one customer record. Pick the outcome you care about.

    Bill to cash

    Four steps, one invoice record

    Each step updates the same invoice and customer, so the bill, the payment, the return and the shipment always agree.

    Bill

    Invoices and POS

    Secondsto bill a walk-in customer

    Typical today
    Handwritten bills, a desktop tool at one counter, and invoices typed again for credit customers.
    With Terrapin
    POS for walk-ins; tax invoices for business and cash customers; your format and approvals on Pro.
    Result
    Shorter queues and invoices right the first time.
    See it in a demo

    Collect

    QR, SMS links, gateway

    Appliedto the invoice the moment it's paid

    Typical today
    Dues chased by phone and bank statements matched to bills at month-end.
    With Terrapin
    QR codes and SMS payment links on every invoice, payment gateway connected, advances applied on Pro.
    Result
    Faster payments and no matching.
    See it in a demo

    Adjust

    Credit notes and refunds

    Linkedto the original bill, every time

    Typical today
    Returns noted on paper, refunds promised on WhatsApp, and books that never match.
    With Terrapin
    Credit notes for returns, damages and price corrections; refunds recorded against the bill.
    Result
    Clean books and happier customers.
    See it in a demo

    Ship

    Packing and shipping

    Trackedfrom packing to delivery

    Typical today
    Couriers booked by phone and customers calling to ask where the parcel is.
    With Terrapin
    Packing tracked and shipments booked through an integrated shipping partner, with tracking on the invoice (Pro).
    Result
    Fewer "where is it?" calls.
    See it in a demo

    Apps

    4 apps in Terrapin Billing. Start with the one you need.

    Every app is also available on its own, for businesses that need one job done well. They share the same customer record, so adding another app, or moving to the full suite, needs no migration.

    Need most of these? Terrapin Billing includes all 4 apps on one record, under one subscription.

    See suite pricing

    Collections

    Every bill carries its own way to get paid.

    Invoices, POS, QR codes, SMS links and credit notes work together, so payments land on the right bill without anyone matching bank entries. Pick a goal and watch a simulated week.

    Billing activity · simulatedMon
      • You stay in control:
      • Every payment applied to its invoice
      • Credit notes linked to the original bill
      • Invoice approvals before issue (Pro)
      • Your own invoice format (Pro)

      Bill and collect

      From sale to settled, in one flow

      Bill at the counter or raise an invoice, collect by QR or SMS link, handle the return, ship the parcel. Every step updates the same invoice and customer record.

      • Bills
      • Collects
      • Matches
      • Refunds
      • Ships
      POSCounter sale
      Live

      Invoice record updated

      Industries

      Built for businesses that bill every day

      Shops, wholesalers, service centres and online sellers that need quick bills, clean collections and fewer calls. Terrapin Billing comes ready for each of them.

      Is Terrapin Billing right for you?

      You need Terrapin Billing if this sounds like your shop or business

      Twelve everyday situations. Tap the ones that sound familiar. If three or more do, Terrapin Billing was built for you.

      Bills

      Bills are handwritten or typed out in Excel

      Tax invoices in your format in seconds, for business and cash customers.

      Counter

      Customers wait in a queue at the counter

      POS bills walk-in customers in a few taps, and every sale lands on a proper invoice.

      UPI

      You match UPI screenshots to bills by hand

      A QR code on every bill; when the customer pays, the payment lands on that bill.

      Dues

      Credit customers owe you and you chase them by phone

      Send an SMS payment link from the bill; when they pay, their dues close on their own.

      Returns

      Returns and refunds live on paper slips

      Credit notes and refunds linked to the original bill, so the customer's balance stays right.

      Ledger

      You can't say who owes what without opening a notebook

      Every bill, payment and return per customer, in one place.

      Shipping

      You book couriers by phone and answer “where is my parcel?”

      Packing, an integrated shipping partner and tracking you can share with the customer.

      Locations

      You run more than one shop or billing counter

      Pro gives five users and any number of locations on one annual subscription.

      Questions

      Staff interrupt you all day for invoice details

      Ask the AI Billing Assistant in chat to find an invoice, create one or check a payment.

      Month-end

      Month-end goes on matching bank entries to invoices

      Every receipt is recorded against its invoice as it comes in.

      Budget

      You want proper billing without paying for software yet

      Start on the Free plan with two users at one location, and pay only when you grow.

      Growth

      You'll need leads, quotes and a sales pipeline later

      Upgrade to Terrapin CRM when you're ready, and every bill and customer comes with you.

      0 of 12 sound familiar so far.

      Need more than billing? If you also chase leads, send quotes or manage a sales team, Terrapin CRM includes everything here. If you sell online or to dealers, look at Terrapin eCommerce.

      Savings calculator

      Hours your team gets back, multiplied by what those hours cost

      ROI calculatorSee the hours and money your team gets back

      Share a few details to use the calculator with your own numbers, see your payback and get the full explanation.

      Plans and total cost of ownership

      Start free. Pay only when you grow.

      PricingSee plans, prices and your first-year cost

      Billing is free to start. Share a few details to see Pro and CRM pricing and your first-year cost.

      Get started

      From sign-up to your first paid bill, in ten simple steps

      Most businesses raise their first bill on day one. Upgrade when you add a location, a user or a feature you need. See the full subscription process →

      1. 1Sign up freeTwo users and one location, no card needed
      2. 2Add your businessName, address, tax registration and logo
      3. 3Add products and taxesItems, prices and tax rates, or import a list
      4. 4Bill your first customerAt the POS or as an invoice, paid by QR or link
      5. 5Upgrade to ProWhen you need more users, more locations or Pro features5 users, any locations
      6. 6Your invoice formatYour layout, approvals and payment terms
      7. 7Gateway and shippingPayment gateway and an integrated shipping partner
      8. 8Locations and usersEvery counter and branch on one record
      9. 9PromotionsTrade discounts, coupons, promo codes, dealer incentives
      10. 10Grow into CRMLeads, quotes and sales orders, with every bill kept

      FAQ

      Questions shop owners ask before choosing Terrapin Billing

      Tap a question to see the answer. Can't find yours?

      What is Terrapin Billing?

      Billing, POS and collections in one place. You raise tax invoices, bill walk-in customers, collect by QR code or SMS payment link, handle returns and refunds, and ship orders, with every step on the same bill and customer record.

      Is it really free?

      Yes. The Free plan covers two users at one location. If you need more users or more than one location, you move to Pro, which includes five users and any number of locations. See the Pricing section for details.

      What is the difference between Free, Pro and CRM?

      Free is for up to two users billing at one location. Pro gives five users and any number of locations, plus Pro features such as custom invoice formats and shipping. Terrapin CRM includes all of Billing plus leads, outreach, pipeline, quotes and sales orders.

      How do customers pay?

      By scanning the QR code on the bill, through an SMS payment link, or online through your payment gateway. Cash payments are recorded against the bill too. Every payment is applied to the right invoice.

      Does it work with Tally?

      Yes, alongside it. Your accountant keeps the books in Tally while you bill and collect in Terrapin. We'll confirm with you in the demo how invoices and receipts reach Tally.

      Does it manage stock?

      Terrapin Billing focuses on invoices, payments, returns and shipping. If you need stock across warehouses, that is part of Terrapin eCommerce.

      How do returns and refunds work?

      Raise a credit note against the original bill for a return, damage or price correction, and record the refund against it. The customer's balance updates on its own.

      Can I ship orders from it?

      Yes. Packing, an integrated shipping partner and shipment tracking are included, so you can book the courier and share tracking from the bill.

      What does the AI Billing Assistant do?

      Your staff ask it in chat to find an invoice, create one, or check the status of a payment or shipment, instead of searching screens or asking you.

      Who pays SMS, payment gateway and courier charges?

      Those providers bill you at their own rates. They are not part of the Terrapin subscription.

      Can I use it outside India?

      Billing is built India-first, with GST tax invoices and UPI QR payments. If you invoice in the UAE or Nigeria, invoicing runs inside Terrapin CRM; ask us about local tax formats.

      What happens when I upgrade to CRM?

      Every bill, payment, return and customer moves with you. You add leads, outreach, pipeline and quotes on top of what you already use.

      Raise your first bill today, free

      Set up your business, add a few products and bill a customer at the counter or by invoice, with payment by QR or SMS link.

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